Scott County Community Development Agency

(952) 402-9022    (952) 496-2852

Homeownership Resources / Programs

Mortgage Programs


The Scott County CDA participates in the START UP & STEP UP through the Minnesota Communities Participation Program and the Mortgage Credit Certificate Program. More information is available from Minnesota Housing.


Single Family Housing Guaranteed Loan Program - US Rural Development

What does this program do? 
This program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may build, rehabilitate, improve or relocate a dwelling in an eligible rural area. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers.

To apply for this program, please contact a local mortgage lender. USDA does not endorse any specific private sector lenders.  This list of  Approved Lenders is not all inclusive of all participating lenders.