Is homeownership right for you?
Do you know the steps successful homeownership?
How will your credit affect your ability to purchase a home?
Do you have the resources to improve your credit score?
Are you prepared for unexpected expenses?
What is the best loan for you?
Are you eligible for homebuyer assistance?
Find Out NOW!
FIRST-TIME HOMEBUYERS' CLUB CLASSES
The Scott County CDA's Homebuyers' Club gives buyers the tools for successful homeownership. Some topics covered during the Homebuyers' Club include:
- Understanding, reviewing, and improving credit
- Shopping for a realtor, loan officer, and home inspector
- Comparing and choosing the best mortgage loan
- Down Payment Assistance programs
- Home maintenance
- And much, much more!
Homebuyers Club classes are offered quarterly. Enrollment is limited. Download the Homebuyers' Club registration materials.
The Scott County CDA's Homebuyers' Club uses the Home Stretch® curriculum and meets most first-time homebuyer education requirements. Please contact your lender prior to registering for the Homebuyers' Club to ensure that it is approved for your loan.
Participants may be eligible for a grant from the Scott County CDA. The grant never needs to be repaid and can be used toward down payment or closing costs. Learn more about the Homebuyers' Club Grant Criteria.
Do you have a signed Purchase Agreement and Loan Estimate/Transaction Summary from your lender? Have you completed the Scott County CDA Homebuyers Club and met with a certified Homeownership Advisor, or will have before closing? Have you reviewed the eligibility criteria and determined that you qualify? Then it's time to apply for a Homebuyers' Club Grant.
Homebuyers Club Grant applications can take up to 30 days to be approved, so it's important to submit your completed application at least 30 days before your scheduled closing. Grant application must be complete with all required documents and signatures (including one from your lender) before they will be reviewed.
Materials can also be picked up at our office or mailed to you. For more information about the Homebuyers' Club or the grant, contact our homeownership Office Assistant, Stacy G. at 952.402.9022 x224. fff
Next Homebuyer's Club: Mondays & Wednesdays, May 7, 9, 14, 16, 4:00 p.m. to 8:15 p.m., held at the Shakopee City Hall, Faribault Conference Room 108, 485 Gorman Street, Shakopee. (Participants must attend all classes for the entire duration.)