Scott County Community Development Agency

(952) 402-9022    (952) 496-2852

Homebuyers' Club

Is homeownership right for you?

Do you know the steps successful homeownership?
  How will your credit affect your ability to purchase a home?
Do you have the resources to improve your credit score?
  Are you prepared for unexpected expenses?
What is the best loan for you?
  Are you eligible for homebuyer assistance?

 Find Out NOW!

FIRST-TIME HOMEBUYERS' CLUB CLASSES

The Scott County CDA's Homebuyers' Club gives buyers the tools for successful homeownership. Some topics covered during the Homebuyers' Club include: 

  • Budgeting
  • Understanding, reviewing, and improving credit
  • Shopping for a realtor, loan officer, and home inspector
  • Comparing and choosing the best mortgage loan
  • Down Payment Assistance programs
  • Home maintenance
  • And much, much more!
The Scott County CDA's Homebuyers' Club is open to all who want to learn more about homebuying, whether you have just started thinking about buying a home or have been dreaming about homeownership; whether you have great credit or need help with credit improvement; whether you're a first-time homebuyer or a first-time homebuyer again. 

Homebuyers Club classes are offered quarterly. Enrollment is limited. Download the Homebuyers' Club registration materials.

The Scott County CDA's Homebuyers' Club uses the Home Stretch® curriculum and meets most first-time homebuyer education requirements. Please contact your lender prior to registering for the Homebuyers' Club to ensure that it is approved for your loan.

First Time Homebuyer's Class-IN SPANISH 

  • December 1, 2018, Saturday, 8:00 a.m. - 4:30 p.m. *Presented by CLUES*

Located at Shakopee Police Station, 485 Gorman Street, Shakopee

First Time Homebuyer's Classes - 2019 (locations TBD)

  • February 22 (Saturday) 11:00 a.m.-5:15 p.m.
  • February 23 (Sunday) 8:00 a.m.-2:15 p.m.
  • April 2, 4:00-8:15 p.m.
  • April 9, 4:00-8:15 p.m.
  • April 16, 4:00-8:15 p.m.

Participants may be eligible for a grant from the Scott County CDA. The grant never needs to be repaid and can be used toward down payment or closing costs. Learn more about the Homebuyers' Club Grant Criteria.

Beginning January 1, 2019, to be eligible for a CDA grant, you must be a graduate of Scott County CDA's Homebuyer's Club and have completed a minimum of 1 pre-purchase counseling session with a Scott County CDA Counselor prior to signing a purchase agreement.  Please contact our office for more information.  

Do you have a signed Purchase Agreement and Loan Estimate/Transaction Summary from your lender? Have you completed the Scott County CDA Homebuyers Club and met with a certified Homeownership Advisor, or will have before closing? Have you reviewed the eligibility criteria and determined that you qualify? Then it's time to apply for a Homebuyers' Club Grant. The Scott County CDA is no longer accepting grant applications for 2018 closing dates.

Homebuyers Club Grant applications can take up to 30 days to be approved, so it's important to submit your completed application at least 30 days before your scheduled closing. Grant application must be complete with all required documents and signatures (including one from your lender) before they will be reviewed. 

Materials can also be picked up at our office or mailed to you. For more information about the Homebuyers' Club or the grant, contact our homeownership Office Assistant, Stacy G. at 952.402.9022 x224.

 

Next First-Time Homebuyer Class (revised):

  • November 13, 4:00-8:15 p.m.
  • November 19, 4:00-8:15 p.m.
  • November 27, 4:00-8:15 p.m.

(must attend all classes for entire duration of class)

Classes held at Shakopee City Hall, 485 Gorman Street, Shakopee.

Homeownership Information Session-IN SPANISH 

For anyone who is Spanish speaking and wants to find out more about the CDA's Homeownership programs and services:  Thursday, October 25, 5:30-7:00 p.m. Scott County CDA-323 South Naumkeag Street, Shakopee.

Beginning January 1, 2019, to be eligible for a CDA grant, you must be a graduate of Scott County CDA's Homebuyer's Club and have completed a minimum of 1 pre-purchase counseling session with a Scott County CDA Counselor prior to signing a purchase agreement.  Please contact our office for more information.   

Homebuyer Counseling is available in person or by phone. If you'd like to schedule an appointment before the Homebuyers Club, please contact Stacy at 952-402-9022 x224 and fill out the Homebuyer Counseling Registration materials.