Scott County Community Development Agency

(952) 402-9022    (952) 496-2852

MN Housing Finance Agency

Minnesota Housing Homeownership Programs

Make your dream of homeownership a reality with help from Minnesota Housing and Scott County CDA. Whether you’re a first-time buyer, repeat buyer, or want to refinance, there’s an affordable Minnesota Housing program that’s right for you.

 Why choose a Minnesota Housing loan?

  • Low, fixed interest rates for the life of the loan
  • Purchase and refinance options for first-time and repeat homebuyers
  • Downpayment and closing cost loans up to $10,000 for qualified borrowers
  • Exclusive 3% down conventional products with low or no mortgage insurance options
  • Works with industry standard products including FHA, VA, Conventional and Rural Development

Do you qualify?

Requirements vary based on program. Visit the Minnesota Housing website for current information, including:

  • Minimum credit score
  • Income limits
  • Home cost limits
  • Homebuyer education requirements

Next Steps

Contact a participating lender.

Check out the home buyer education that the Scott County CDA offers!