Foreclosure Prevention Information

The Scott County CDA Foreclosure Prevention Program provides counseling, advocacy, and referrals to homeowners who are at risk of losing their home.  This program serves homeowners who are behind or are at risk of falling behind on mortgage payments, property taxes, homeowner's association fees, or Contract for Deed payments. 

Mortgage foreclosure prevention services provided by Scott County CDA are free of charge to homeowners whose owner-occupied property is located in Scott County. If you live outside of Scott County, the Minnesota Homeownership Center can help you find a certified, non-profit, foreclosure counselor in your area. 

Attend a workshop: Before working with a counselor, you must attend a foreclosure prevention workshop. Sign up for a workshop by phone: 952.402.9022 or by email: cda-info@scottcda.org.

You will be asked to provide your name, address, phone number, email address, the workshop you will attend, and if you have a sheriff sale scheduled, the date.

Complete paperwork:  Bring your completed Foreclosure Prevention Program Intake Form and copies of all documents listed with you to the workshop.

Schedule an appointment: You will be able to schedule an appointment with a counselor. Appointments can be done in person at our Shakopee office or over the phone.

Workshop schedule:
  • Tuesday, February 14, 2012, 4pm-5pm.
    Savage Public Library, 13090 Alabama Avenue South, Savage, MN 55378
  • Wednesday, February 29, 2012, 5pm-6pm.
    New Prague Public Library, 400 Main Street East, New Prague, MN 56071
  • Thursday, March 15, 2012, 5pm-6pm.
    Prior Lake Public Library, 16210 Eagle Creek Avenue SE, #100, Prior Lake, MN 55372
  • Thursday, April 5, 2012 6pm-7pm.
    S
    hakopee Public Library, 235 Lewis Street South, Shakopee, MN 55379
  • Thursday, April 19, 2012, 4pm-5pm.
    Prior Lake Public Library, 16210 Eagle Creek Avenue SE, #100, Prior Lake, MN 55372


Scott County CDA Foreclosure Prevention Program Brochure

Related Links:

Loan Modification Scam Alert
Minnesota Attorney General
The Department of Housing and Urban Development
U.S. Department of the Treasury, Financial Stability Initiative
Minnesota Housing 


Helpful Fact Sheets:

Is Your Mortgage Still Right for You?
The Foreclosure Process in Minnesota
Tips for Working with Your Lender
Understanding Workout Options
How to Write a Hardship Letter 
Understanding the Home Affordable Modification Program (HAMP)

More Fact Sheets are available from the Minnesota Homeownership Center.   

 

 

 

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SCCDA_web_intake_2012-01.pdf523.53 KB
Foreclosure_Prevention_Brochure.pdf2.92 MB